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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $51,194 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,082 | $59,054+22.1% | $97,260-25.9% | $77,736-7.3% |
| Participation rate | 76.2% | 67.9%+8.3pp | 72.7%+3.5pp | 70.6%+5.6pp |
| Annual return | 11.11% | 16.96%-5.9pp | 75.54%-64.4pp | 31.26%-20.2pp |
| Employer contribution / active EE | $770 | $1,742-55.8% | $2,721-71.7% | $2,728-71.8% |
| Participant deferral / active EE | $5,105 | $3,930+29.9% | $4,262+19.8% | $4,651+9.8% |
| Admin fee / account holder | $231 | $346-33.4% | $5,640-95.9% | $433-46.8% |