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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,133 | $154,228+3.2% | $145,433+9.4% | $137,256+15.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.68% | 74.59%-58.9pp | 66.58%-50.9pp | 220.34%-204.7pp |
| Employer contribution / active EE | $5,073 | $4,804+5.6% | $4,554+11.4% | $4,156+22.1% |
| Participant deferral / active EE | $9,018 | $8,216+9.8% | $7,897+14.2% | $6,407+40.8% |
| Admin fee / account holder | $16,374 | $14,344+14.2% | $13,129+24.7% | $12,270+33.4% |