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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,281 | $57,590-78.7% | $86,233-85.8% | $82,448-85.1% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 9.70% | 22.41%-12.7pp | 61.39%-51.7pp | 41.64%-31.9pp |
| Employer contribution / active EE | $1,580 | $1,655-4.5% | $2,504-36.9% | $2,551-38.1% |
| Participant deferral / active EE | $2,755 | $3,080-10.6% | $4,559-39.6% | $4,139-33.4% |
| Admin fee / account holder | $686 | $4,730-85.5% | $8,342-91.8% | $7,234-90.5% |