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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,281 | $63,949-80.8% | $129,031-90.5% | $94,015-86.9% |
| Participation rate | 100.0% | 63.4%+36.6pp | 73.4%+26.6pp | 70.8%+29.2pp |
| Annual return | 9.70% | 17.56%-7.9pp | 34.67%-25.0pp | 17.84%-8.1pp |
| Employer contribution / active EE | $1,580 | $1,865-15.2% | $3,226-51.0% | $2,790-43.4% |
| Participant deferral / active EE | $2,755 | $3,686-25.3% | $5,217-47.2% | $4,249-35.2% |
| Admin fee / account holder | $686 | $5,523-87.6% | $13,208-94.8% | $8,951-92.3% |