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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,281 | $60,442-79.7% | $96,754-87.3% | $87,485-86.0% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 9.70% | 21.97%-12.3pp | 82.04%-72.3pp | 26.06%-16.4pp |
| Employer contribution / active EE | $1,580 | $1,691-6.5% | $2,679-41.0% | $2,596-39.1% |
| Participant deferral / active EE | $2,755 | $3,280-16.0% | $4,758-42.1% | $4,274-35.5% |
| Admin fee / account holder | $686 | $5,069-86.5% | $8,905-92.3% | $7,775-91.2% |