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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,337 | $100,033+154.3% | $149,716+69.9% | $70,124+262.7% |
| Participation rate | 89.5% | 83.6%+5.9pp | 87.1%+2.4pp | 69.5%+19.9pp |
| Annual return | 17.70% | 27.43%-9.7pp | 1501.67%-1484.0pp | 73.14%-55.4pp |
| Employer contribution / active EE | $10,101 | $3,661+175.9% | $5,444+85.5% | $2,342+331.2% |
| Participant deferral / active EE | $13,741 | $4,982+175.8% | $6,568+109.2% | $3,332+312.4% |
| Admin fee / account holder | $9,020 | $8,285+8.9% | $11,282-20.0% | $4,645+94.2% |