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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,348 | $90,606-41.1% | $79,466-32.9% | $135,379-60.6% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -4.25% | 977.69%-981.9pp | 718.28%-722.5pp | 519.79%-524.0pp |
| Employer contribution / active EE | $3,153 | $3,068+2.8% | $2,800+12.6% | $4,779-34.0% |
| Participant deferral / active EE | $5,638 | $4,050+39.2% | $3,704+52.2% | $5,609+0.5% |
| Admin fee / account holder | $30,708 | $5,895+420.9% | $5,104+501.6% | $10,828+183.6% |