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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,026 | $97,761+68.8% | $83,850+96.8% | $135,382+21.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.09% | 1287.44%-1291.5pp | 850.92%-855.0pp | 519.77%-523.9pp |
| Employer contribution / active EE | $18,935 | $4,222+348.5% | $3,631+421.5% | $4,779+296.2% |
| Participant deferral / active EE | $12,125 | $4,682+159.0% | $4,082+197.1% | $5,609+116.2% |
| Admin fee / account holder | $462 | $6,674-93.1% | $5,478-91.6% | $10,829-95.7% |