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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,757 | $217,432+16.7% | $185,849+36.5% | $167,536+51.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.20% | 148.42%-137.2pp | 122.10%-110.9pp | 478.82%-467.6pp |
| Employer contribution / active EE | $7,903 | $5,875+34.5% | $5,169+52.9% | $4,839+63.3% |
| Participant deferral / active EE | $5,424 | $6,357-14.7% | $5,569-2.6% | $6,342-14.5% |
| Admin fee / account holder | $9,608 | $19,818-51.5% | $16,244-40.8% | $12,315-22.0% |