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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $992,594 | $171,865+477.5% | $149,718+563.0% | $147,585+572.6% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 19.93% | 2113.29%-2093.4pp | 1501.67%-1481.7pp | 578.56%-558.6pp |
| Employer contribution / active EE | $10,514 | $6,275+67.5% | $5,445+93.1% | $4,876+115.6% |
| Participant deferral / active EE | $10,900 | $7,270+49.9% | $6,569+65.9% | $5,439+100.4% |
| Admin fee / account holder | $35,289 | $13,799+155.7% | $11,283+212.8% | $10,885+224.2% |