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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,075 | $50,637-74.2% | $86,581-84.9% | $62,293-79.0% |
| Participation rate | 74.5% | 67.9%+6.7pp | 73.5%+1.0pp | 69.5%+5.0pp |
| Annual return | 22.18% | 20.80%+1.4pp | 965.06%-942.9pp | 28.90%-6.7pp |
| Employer contribution / active EE | $750 | $2,075-63.9% | $2,840-73.6% | $2,042-63.3% |
| Participant deferral / active EE | $1,640 | $2,611-37.2% | $3,609-54.5% | $3,169-48.2% |
| Admin fee / account holder | $652 | $413+57.8% | $4,904-86.7% | $479+36.0% |