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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,687 | $176,786-52.7% | $146,643-42.9% | $167,536-50.0% |
| Participation rate | 83.3% | 83.6%-0.3pp | 80.1%+3.3pp | 82.1%+1.2pp |
| Annual return | 8.35% | 24.04%-15.7pp | 22.75%-14.4pp | 478.82%-470.5pp |
| Employer contribution / active EE | $1,903 | $5,161-63.1% | $4,137-54.0% | $4,839-60.7% |
| Participant deferral / active EE | $9,341 | $6,440+45.0% | $5,506+69.6% | $6,342+47.3% |
| Admin fee / account holder | $3,045 | $13,262-77.0% | $10,280-70.4% | $12,315-75.3% |