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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,601 | $63,346-10.6% | $92,240-38.6% | $70,126-19.3% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 25.51% | 530.19%-504.7pp | 176.29%-150.8pp | 73.15%-47.6pp |
| Employer contribution / active EE | $3,754 | $2,471+51.9% | $3,680+2.0% | $2,343+60.2% |
| Participant deferral / active EE | $3,699 | $2,854+29.6% | $3,897-5.1% | $3,332+11.0% |
| Admin fee / account holder | $389 | $3,841-89.9% | $5,194-92.5% | $4,645-91.6% |