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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,779 | $153,769+63.1% | $133,975+87.2% | $273,972-8.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -0.41% | 36.51%-36.9pp | 29.29%-29.7pp | 41.46%-41.9pp |
| Employer contribution / active EE | $38,688 | $6,029+541.7% | $5,211+642.4% | $4,869+694.6% |
| Participant deferral / active EE | $5,812 | $6,958-16.5% | $6,282-7.5% | $5,287+9.9% |
| Admin fee / account holder | $1,331 | $11,765-88.7% | $9,324-85.7% | $10,133-86.9% |