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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $945,345 | $275,752+242.8% | $256,809+268.1% | $198,609+376.0% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 11.65% | 34.81%-23.2pp | 32.73%-21.1pp | 202.70%-191.0pp |
| Employer contribution / active EE | $9,563 | $7,721+23.9% | $7,263+31.7% | $5,055+89.2% |
| Participant deferral / active EE | $6,125 | $10,037-39.0% | $9,520-35.7% | $6,977-12.2% |
| Admin fee / account holder | $5,179 | $25,716-79.9% | $25,146-79.4% | $19,030-72.8% |