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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,021 | $176,402+108.1% | $134,162+173.6% | $158,982+130.9% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 18.75% | 63.66%-44.9pp | 36.35%-17.6pp | 302.99%-284.2pp |
| Employer contribution / active EE | $4,920 | $5,042-2.4% | $3,705+32.8% | $4,763+3.3% |
| Participant deferral / active EE | $8,867 | $4,093+116.6% | $3,500+153.4% | $5,983+48.2% |
| Admin fee / account holder | $8,959 | $8,719+2.8% | $6,685+34.0% | $11,252-20.4% |