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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,624 | $108,825-20.4% | $156,181-44.5% | $82,448+5.1% |
| Participation rate | 87.3% | 72.4%+14.9pp | 78.8%+8.4pp | 68.1%+19.2pp |
| Annual return | 12.25% | 20.59%-8.3pp | 64.87%-52.6pp | 41.64%-29.4pp |
| Employer contribution / active EE | $2,717 | $2,870-5.3% | $4,294-36.7% | $2,551+6.5% |
| Participant deferral / active EE | $8,460 | $4,577+84.8% | $6,132+38.0% | $4,139+104.4% |
| Admin fee / account holder | $28,826 | $9,341+208.6% | $14,586+97.6% | $7,234+298.5% |