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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,507 | $117,829+165.2% | $102,423+205.1% | $145,877+114.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.93% | 31.83%-17.9pp | 29.42%-15.5pp | 551.28%-537.4pp |
| Employer contribution / active EE | $27,590 | $3,615+663.3% | $3,023+812.7% | $4,663+491.7% |
| Participant deferral / active EE | $15,654 | $5,732+173.1% | $5,054+209.7% | $6,691+134.0% |
| Admin fee / account holder | $1,300 | $13,335-90.2% | $9,455-86.2% | $13,402-90.3% |