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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,946 | $49,896-38.0% | $80,627-61.6% | $75,173-58.8% |
| Participation rate | 94.5% | 55.3%+39.2pp | 67.0%+27.5pp | 67.2%+27.3pp |
| Annual return | 13.24% | 34.67%-21.4pp | 936.76%-923.5pp | 160.72%-147.5pp |
| Employer contribution / active EE | $2,989 | $1,699+76.0% | $2,723+9.8% | $2,671+11.9% |
| Participant deferral / active EE | $3,975 | $2,992+32.9% | $4,443-10.5% | $4,126-3.7% |
| Admin fee / account holder | $2,964 | $3,578-17.2% | $5,381-44.9% | $5,651-47.5% |