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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,344 | $113,338-45.0% | $94,993-34.4% | $147,585-57.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 11.71% | 20.80%-9.1pp | 27.14%-15.4pp | 578.58%-566.9pp |
| Employer contribution / active EE | $9,013 | $3,160+185.2% | $2,603+246.2% | $4,876+84.8% |
| Participant deferral / active EE | $6,467 | $3,777+71.2% | $3,317+95.0% | $5,439+18.9% |
| Admin fee / account holder | $1,026 | $6,063-83.1% | $4,960-79.3% | $10,886-90.6% |