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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,397 | $144,130-79.6% | $117,860-75.1% | $147,585-80.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 5.87% | 531.20%-525.3pp | 335.10%-329.2pp | 578.58%-572.7pp |
| Employer contribution / active EE | $12,141 | $4,897+147.9% | $3,786+220.7% | $4,876+149.0% |
| Participant deferral / active EE | $8,178 | $5,316+53.8% | $4,482+82.5% | $5,439+50.4% |
| Admin fee / account holder | $46,501 | $10,887+327.1% | $8,021+479.8% | $10,886+327.2% |