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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,825 | $85,766-46.6% | $136,297-66.4% | $70,124-34.7% |
| Participation rate | 89.5% | 74.2%+15.3pp | 81.9%+7.6pp | 69.5%+19.9pp |
| Annual return | 27.00% | 31.45%-4.5pp | 5156.19%-5129.2pp | 73.14%-46.1pp |
| Employer contribution / active EE | $1,981 | $2,966-33.2% | $4,696-57.8% | $2,342-15.4% |
| Participant deferral / active EE | $5,469 | $5,051+8.3% | $6,247-12.5% | $3,332+64.1% |
| Admin fee / account holder | $1,733 | $5,420-68.0% | $9,244-81.3% | $4,645-62.7% |