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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,830 | $102,429-20.1% | $147,096-44.4% | $80,925+1.1% |
| Participation rate | 75.6% | 75.9%-0.3pp | 82.2%-6.6pp | 67.7%+7.9pp |
| Annual return | 16.33% | 135.02%-118.7pp | 419.75%-403.4pp | 35.65%-19.3pp |
| Employer contribution / active EE | $2,771 | $3,716-25.4% | $4,936-43.9% | $2,756+0.5% |
| Participant deferral / active EE | $9,375 | $6,649+41.0% | $8,071+16.2% | $4,299+118.1% |
| Admin fee / account holder | $6,682 | $7,957-16.0% | $13,005-48.6% | $6,940-3.7% |