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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,830 | $165,939-77.8% | $122,354-69.9% | $147,585-75.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 16.86% | 34.56%-17.7pp | 30.28%-13.4pp | 578.58%-561.7pp |
| Employer contribution / active EE | $531 | $5,754-90.8% | $4,051-86.9% | $4,876-89.1% |
| Participant deferral / active EE | $1,539 | $4,005-61.6% | $3,287-53.2% | $5,439-71.7% |
| Admin fee / account holder | $502 | $7,425-93.2% | $5,479-90.8% | $10,886-95.4% |