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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,255 | $172,111-27.8% | $150,298-17.3% | $137,256-9.5% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 12.84% | 69.37%-56.5pp | 62.79%-49.9pp | 220.34%-207.5pp |
| Employer contribution / active EE | $2,515 | $4,636-45.8% | $4,154-39.5% | $4,156-39.5% |
| Participant deferral / active EE | $10,021 | $6,166+62.5% | $5,453+83.8% | $6,407+56.4% |
| Admin fee / account holder | $3,040 | $16,471-81.5% | $14,116-78.5% | $12,270-75.2% |