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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,112 | $75,183-49.3% | $123,894-69.2% | $55,167-30.9% |
| Participation rate | 78.8% | 72.8%+6.0pp | 81.4%-2.6pp | 69.0%+9.9pp |
| Annual return | 15.56% | 19.01%-3.4pp | 47.52%-32.0pp | 169.23%-153.7pp |
| Employer contribution / active EE | $3,040 | $2,823+7.7% | $4,617-34.2% | $1,963+54.9% |
| Participant deferral / active EE | $4,968 | $5,084-2.3% | $5,984-17.0% | $3,054+62.7% |
| Admin fee / account holder | $2,984 | $663+350.4% | $8,357-64.3% | $504+492.2% |