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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,114 | $64,729-81.3% | $112,263-89.2% | $68,490-82.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -11.34% | -11.40%+0.1pp | 27.49%-38.8pp | -7.85%-3.5pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,958 | $3,566-45.1% | $4,729-58.6% | $4,028-51.4% |
| Admin fee / account holder | $2,598 | $5,222-50.2% | $6,410-59.5% | $5,403-51.9% |