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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,134 | $111,535-86.4% | $105,223-85.6% | $137,256-89.0% |
| Participation rate | 62.5% | 78.1%-15.6pp | 75.0%-12.5pp | 80.0%-17.5pp |
| Annual return | 23.80% | 237.85%-214.1pp | 180.65%-156.9pp | 220.34%-196.5pp |
| Employer contribution / active EE | $1,750 | $3,939-55.6% | $3,689-52.5% | $4,156-57.9% |
| Participant deferral / active EE | $4,385 | $5,500-20.3% | $5,072-13.5% | $6,407-31.6% |
| Admin fee / account holder | $483 | $9,721-95.0% | $8,859-94.5% | $12,270-96.1% |