Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,948 | $70,917-88.8% | $98,920-92.0% | $73,493-89.2% |
| Participation rate | 10.3% | 73.8%-63.5pp | 76.0%-65.7pp | 70.7%-60.4pp |
| Annual return | 31.64% | 34.18%-2.5pp | 196.47%-164.8pp | 28.51%+3.1pp |
| Employer contribution / active EE | $0 | $2,037-100.0% | $2,689-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $638 | $3,501-81.8% | $4,245-85.0% | $3,740-82.9% |
| Admin fee / account holder | $53 | $535-90.1% | $6,643-99.2% | $513-89.7% |