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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,429 | $232,540-71.9% | $185,117-64.7% | $147,585-55.7% |
| Participation rate | 35.7% | 82.4%-46.6pp | 77.3%-41.6pp | 82.8%-47.1pp |
| Annual return | 16.72% | 43.03%-26.3pp | 40.50%-23.8pp | 578.58%-561.9pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,384 | $5,834-59.1% | $5,045-52.8% | $5,439-56.2% |
| Admin fee / account holder | $13,446 | $10,275+30.9% | $8,159+64.8% | $10,886+23.5% |