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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,925 | $182,442-41.9% | $163,379-35.2% | $138,895-23.7% |
| Participation rate | 37.5% | 79.8%-42.3pp | 76.8%-39.3pp | 79.9%-42.4pp |
| Annual return | 13.29% | 72.74%-59.4pp | 63.41%-50.1pp | 145.39%-132.1pp |
| Employer contribution / active EE | $0 | $4,159-100.0% | $3,752-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,327 | $6,817-65.9% | $6,282-63.0% | $6,396-63.6% |
| Admin fee / account holder | $1,193 | $10,396-88.5% | $9,818-87.8% | $12,562-90.5% |