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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $42,566 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $32,774 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,984 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,049 | $80,781+1.6% | $102,437-19.9% | $74,478+10.2% |
| Participation rate | 99.3% | 65.7%+33.6pp | 74.5%+24.8pp | 67.2%+32.0pp |
| Annual return | 16.94% | 27.58%-10.6pp | 24.95%-8.0pp | 1370.56%-1353.6pp |
| Employer contribution / active EE | $5,214 | $3,160+65.0% | $3,871+34.7% | $2,626+98.5% |
| Participant deferral / active EE | $11,422 | $3,862+195.8% | $5,060+125.7% | $4,350+162.6% |
| Admin fee / account holder | $499 | $2,372-79.0% | $8,388-94.1% | $1,946-74.4% |