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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 62-0951563 | Recordkeeping | $71,322 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,818 | $101,653-52.0% | $147,080-66.8% | $74,459-34.4% |
| Participation rate | 62.5% | 75.6%-13.1pp | 82.2%-19.7pp | 67.2%-4.7pp |
| Annual return | 21.09% | 8754.98%-8733.9pp | 420.17%-399.1pp | 1369.70%-1348.6pp |
| Employer contribution / active EE | $784 | $3,813-79.4% | $4,933-84.1% | $2,626-70.1% |
| Participant deferral / active EE | $6,499 | $7,304-11.0% | $8,066-19.4% | $4,350+49.4% |
| Admin fee / account holder | $394 | $1,752-77.5% | $12,989-97.0% | $1,945-79.7% |