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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,150 | $153,311-26.8% | $109,313+2.6% | $273,972-59.1% |
| Participation rate | 15.0% | 80.1%-65.1pp | 71.3%-56.3pp | 83.0%-68.0pp |
| Annual return | 1.86% | 29.86%-28.0pp | 22.07%-20.2pp | 41.46%-39.6pp |
| Employer contribution / active EE | $410 | $5,619-92.7% | $3,892-89.5% | $4,869-91.6% |
| Participant deferral / active EE | $941 | $3,932-76.1% | $3,166-70.3% | $5,287-82.2% |
| Admin fee / account holder | $16,479 | $8,076+104.1% | $5,666+190.8% | $10,133+62.6% |