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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,136 | $93,617+48.6% | $135,982+2.3% | $75,177+85.1% |
| Participation rate | 83.6% | 75.2%+8.4pp | 81.9%+1.6pp | 67.2%+16.4pp |
| Annual return | 14.75% | 30.89%-16.1pp | 68.32%-53.6pp | 160.75%-146.0pp |
| Employer contribution / active EE | $3,838 | $3,538+8.5% | $4,859-21.0% | $2,671+43.7% |
| Participant deferral / active EE | $8,286 | $6,406+29.3% | $7,760+6.8% | $4,126+100.8% |
| Admin fee / account holder | $5,398 | $6,980-22.7% | $10,767-49.9% | $5,651-4.5% |