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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,190 | $181,896-30.1% | $156,551-18.8% | $273,972-53.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 10.51% | 30.74%-20.2pp | 32.23%-21.7pp | 41.46%-30.9pp |
| Employer contribution / active EE | $6,906 | $6,248+10.5% | $5,501+25.5% | $4,869+41.8% |
| Participant deferral / active EE | $3,033 | $5,550-45.3% | $4,871-37.7% | $5,287-42.6% |
| Admin fee / account holder | $1,771 | $15,560-88.6% | $13,028-86.4% | $10,133-82.5% |