Retirement plan

VISTEX, INC. 401(K) PROFIT SHARING PLAN

Name: VISTEX, INC. - VISTEX, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: VISTEX, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VISTEX, INC. 401(K) PROFIT SHARING PLAN, VISTEX, INC.

VISTEX, INC.EIN 36-4278759Plan #001PY 2025

2300 BARRINGTON ROAD, STE. 700 - HOFFMAN ESTATES, IL 60169847-490-0420vistex.comLinkedIn1001-5000 employeescomputer software

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$58.9M

+19.5% from 2024

Total participants

444

-1.1% from 2024

Average account balance

$147,497

+21.0% from 2024

Annual return

18.40%

+2.22 pp from 2024

Benchmarks

See 352 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort352 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$58.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$147K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

399

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.61M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$756

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ADVISORY GROUP Service code 28 EMPOWER INS. CO. OF AMERICA · GREENWOOD VILLAGE, CO 80111	Investment Management	$82,358
CARNOW AND ASSOCIATES, LTD.1 year Filed as: CARNOW AND ASSOCIATES LTD Service code 13 2201 WAUKEGAN ROAD · BANNOCKBURN, IL 60015	Contract Administrator	$48,252

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$302K

$838 / participant

Recordkeeping$82K27.3%
Investment mgmt$52K17.3%
Contract admin$48K16.0%
Other / not subdivided$119K39.4%

% of EOY assets

0.513%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SMITH & HOWARD, PC
Auditor EIN: 581250486
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$147,497

$105,248+40.1%

$147,318+0.1%

$71,012+107.7%

Participation rate

87.5%

66.1%+21.4pp

82.1%+5.4pp

58.6%+28.9pp

Annual return

18.40%

26.02%-7.6pp

70.43%-52.0pp

37.67%-19.3pp

Employer contribution / active EE

$4,401

$3,785+16.3%

$4,593-4.2%

$2,348+87.5%

Participant deferral / active EE

$11,180

$6,452+73.3%

$7,906+41.4%

$3,246+244.4%

Admin fee / account holder

$756

$862-12.3%

$13,708-94.5%

$1,167-35.2%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ADVISORY GROUP

Service code 28

EMPOWER INS. CO. OF AMERICA · GREENWOOD VILLAGE, CO 80111

Investment Management

$82,358

CARNOW AND ASSOCIATES, LTD.1 year

Filed as: CARNOW AND ASSOCIATES LTD

Service code 13

2201 WAUKEGAN ROAD · BANNOCKBURN, IL 60015

Contract Administrator

$48,252

VISTEX, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VISTEX, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion