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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,792 | $98,766+111.4% | $149,730+39.4% | $79,852+161.5% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.6%+23.5pp |
| Annual return | 12.03% | 27.43%-15.4pp | 276.70%-264.7pp | 31.72%-19.7pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $14,760 | $5,681+159.8% | $6,843+115.7% | $3,740+294.6% |
| Admin fee / account holder | $6,763 | $6,052+11.8% | $9,310-27.4% | $5,306+27.5% |