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| Provider | Service type | Compensation |
|---|---|---|
SAGEVIEW ADVISORY GROUP, LLC3+ years Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 27 · EIN 33-0818667 | Advisory (Plan) | $50,000 |
Service code 15 · EIN 36-4389114 | Recordkeeping | $31,000 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $19,338 |
MULCAHY PAURITSCH SALVADOR & CO LTD3+ years Service code 10 · EIN 36-3074623 | Accounting | $12,515 |
SEGALL BRYANT & HAMILL3+ years Filed as: SEGALL BRYANT & HAMILL LLC Service code 27 · EIN 41-1788385 | Advisory (Plan) | $5,969 |
CHARLES SCHWAB & CO., INC.3+ years Service code 19 · EIN 94-1737782 | Securities Custodian | $254 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,872 | $80,753+188.4% | $136,294+70.9% | $62,292+273.8% |
| Participation rate | 65.1% | 73.5%-8.4pp | 81.9%-16.8pp | 69.5%-4.4pp |
| Annual return | -21.79% | 35.83%-57.6pp | 5155.94%-5177.7pp | 28.90%-50.7pp |
| Employer contribution / active EE | $9,442 | $2,884+227.4% | $4,695+101.1% | $2,042+362.3% |
| Participant deferral / active EE | $10,253 | $5,164+98.5% | $6,247+64.1% | $3,169+223.5% |
| Admin fee / account holder | $1,274 | $525+142.5% | $9,243-86.2% | $479+165.8% |