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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,260 | $82,674+15.2% | $125,381-24.0% | $68,486+39.1% |
| Participation rate | 98.0% | 75.1%+22.9pp | 82.4%+15.6pp | 67.9%+30.1pp |
| Annual return | -19.59% | -5.97%-13.6pp | 572.31%-591.9pp | -7.85%-11.7pp |
| Employer contribution / active EE | $1,531 | $3,382-54.7% | $4,815-68.2% | $2,597-41.1% |
| Participant deferral / active EE | $9,403 | $6,111+53.9% | $7,448+26.2% | $4,028+133.5% |
| Admin fee / account holder | $1,447 | $6,277-77.0% | $10,007-85.5% | $5,404-73.2% |