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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,435 | $101,591-38.5% | $147,096-57.6% | $74,429-16.1% |
| Participation rate | 22.2% | 75.5%-53.4pp | 82.2%-60.0pp | 67.2%-45.1pp |
| Annual return | 25.30% | 8746.45%-8721.2pp | 419.75%-394.5pp | 1368.38%-1343.1pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $3,493 | $7,302-52.2% | $8,071-56.7% | $4,348-19.7% |
| Admin fee / account holder | $3,077 | $1,750+75.8% | $13,005-76.3% | $1,944+58.3% |