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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,015 | $106,524+217.3% | $152,301+121.9% | $87,485+286.4% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.4%+14.6pp | 68.9%+28.1pp |
| Annual return | 14.49% | 26.89%-12.4pp | 80.50%-66.0pp | 26.06%-11.6pp |
| Employer contribution / active EE | $3,766 | $3,371+11.7% | $4,624-18.6% | $2,596+45.1% |
| Participant deferral / active EE | $15,902 | $6,525+143.7% | $8,004+98.7% | $4,274+272.1% |
| Admin fee / account holder | $5,638 | $8,287-32.0% | $14,398-60.8% | $7,775-27.5% |