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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,895 | $52,279-63.9% | $89,435-78.9% | $79,856-76.3% |
| Participation rate | 91.7% | 57.5%+34.1pp | 68.0%+23.7pp | 69.6%+22.0pp |
| Annual return | 12.24% | 22.16%-9.9pp | 245.55%-233.3pp | 31.71%-19.5pp |
| Employer contribution / active EE | $0 | $1,572-100.0% | $2,587-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,126 | $2,740-58.9% | $3,890-71.1% | $3,741-69.9% |
| Admin fee / account holder | $654 | $3,356-80.5% | $4,884-86.6% | $5,306-87.7% |