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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,064 | $118,708-54.5% | $98,920-45.3% | $158,982-66.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | -4.79% | 372.49%-377.3pp | 196.47%-201.3pp | 302.99%-307.8pp |
| Employer contribution / active EE | $9,780 | $3,334+193.4% | $2,689+263.7% | $4,763+105.3% |
| Participant deferral / active EE | $8,758 | $5,089+72.1% | $4,245+106.3% | $5,983+46.4% |
| Admin fee / account holder | $109,678 | $10,134+982.3% | $6,643+1551.1% | $11,252+874.8% |