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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,953 | $57,073+83.9% | $85,126+23.3% | $80,925+29.7% |
| Participation rate | 88.5% | 56.4%+32.1pp | 67.5%+20.9pp | 67.7%+20.8pp |
| Annual return | 10.52% | 21.69%-11.2pp | 66.63%-56.1pp | 35.65%-25.1pp |
| Employer contribution / active EE | $3,384 | $1,801+87.9% | $2,731+23.9% | $2,756+22.8% |
| Participant deferral / active EE | $6,016 | $3,113+93.2% | $4,523+33.0% | $4,299+39.9% |
| Admin fee / account holder | $11,589 | $4,988+132.4% | $6,160+88.1% | $6,940+67.0% |