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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,688 | $197,819-84.5% | $155,789-80.3% | $125,388-75.5% |
| Participation rate | 64.7% | 82.1%-17.4pp | 76.1%-11.4pp | 83.2%-18.5pp |
| Annual return | -0.96% | 86.73%-87.7pp | 71.54%-72.5pp | 282.24%-283.2pp |
| Employer contribution / active EE | $720 | $4,850-85.2% | $3,839-81.2% | $4,866-85.2% |
| Participant deferral / active EE | $1,591 | $5,631-71.7% | $4,798-66.8% | $5,352-70.3% |
| Admin fee / account holder | $1,269 | $9,544-86.7% | $7,477-83.0% | $9,541-86.7% |