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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,225 | $76,551-13.5% | $123,894-46.5% | $62,881+5.3% |
| Participation rate | 88.2% | 73.0%+15.3pp | 81.4%+6.8pp | 69.3%+18.9pp |
| Annual return | 24.84% | 18.68%+6.2pp | 47.52%-22.7pp | 20.14%+4.7pp |
| Employer contribution / active EE | $2,557 | $2,882-11.3% | $4,617-44.6% | $2,281+12.1% |
| Participant deferral / active EE | $6,337 | $4,840+30.9% | $5,984+5.9% | $3,203+97.9% |
| Admin fee / account holder | $3,931 | $4,826-18.5% | $8,357-53.0% | $4,296-8.5% |