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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,757 | $215,361+34.5% | $171,082+69.4% | $273,972+5.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 7.62% | 25.14%-17.5pp | 32.56%-24.9pp | 41.46%-33.8pp |
| Employer contribution / active EE | $2,754 | $4,967-44.5% | $4,002-31.2% | $4,869-43.4% |
| Participant deferral / active EE | $7,696 | $5,543+38.8% | $4,797+60.4% | $5,287+45.6% |
| Admin fee / account holder | $3,250 | $10,846-70.0% | $8,520-61.9% | $10,133-67.9% |