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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $607,520 | $225,673+169.2% | $203,872+198.0% | $155,188+291.5% |
| Participation rate | 80.0% | 80.3%-0.3pp | 77.8%+2.2pp | 80.8%-0.8pp |
| Annual return | 13.69% | 95.91%-82.2pp | 85.11%-71.4pp | 148.84%-135.1pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,757-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $10,548 | $6,893+53.0% | $6,388+65.1% | $6,531+61.5% |
| Admin fee / account holder | $98,477 | $12,327+698.9% | $11,730+739.5% | $14,480+580.1% |