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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,995 | $150,446-27.6% | $136,297-20.0% | $147,585-26.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 36.17% | 1049.14%-1013.0pp | 5156.19%-5120.0pp | 578.58%-542.4pp |
| Employer contribution / active EE | $9,270 | $5,256+76.4% | $4,696+97.4% | $4,876+90.1% |
| Participant deferral / active EE | $5,352 | $6,631-19.3% | $6,247-14.3% | $5,439-1.6% |
| Admin fee / account holder | $2,947 | $10,906-73.0% | $9,244-68.1% | $10,886-72.9% |