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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,588 | $59,839+29.7% | $81,991-5.4% | $79,852-2.8% |
| Participation rate | 34.5% | 61.6%-27.1pp | 69.3%-34.8pp | 69.6%-35.2pp |
| Annual return | 24.45% | 17.56%+6.9pp | 41.31%-16.9pp | 31.72%-7.3pp |
| Employer contribution / active EE | $357 | $1,713-79.1% | $2,498-85.7% | $2,471-85.5% |
| Participant deferral / active EE | $3,486 | $2,695+29.3% | $3,722-6.4% | $3,740-6.8% |
| Admin fee / account holder | $0 | $4,287-100.0% | $5,665-100.0% | $5,306-100.0% |