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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,409 | $157,296-59.7% | $141,191-55.1% | $152,897-58.5% |
| Participation rate | 89.5% | 84.8%+4.7pp | 82.5%+7.0pp | 82.5%+7.0pp |
| Annual return | 23.64% | 64.34%-40.7pp | 71.41%-47.8pp | 345.43%-321.8pp |
| Employer contribution / active EE | $1,155 | $5,262-78.0% | $4,736-75.6% | $4,764-75.7% |
| Participant deferral / active EE | $4,457 | $7,111-37.3% | $6,710-33.6% | $5,851-23.8% |
| Admin fee / account holder | $478 | $12,125-96.1% | $10,264-95.3% | $11,599-95.9% |